Privacy Policy and Terms and Conditions

PRIVACY POLICY
Homes Land Finance Training and Development ABN 42 364 252 753 of P.O. Box 589 Werribee VIC 3030 Australia is committed to the Privacy Act 1988. In accordance with the Privacy Act 1988 – 10 Privacy Principles our policy aims to protect your privacy. This Policy may be amended from time to time without notification. Homes Land Finance Training and Development ABN 42 364 252 753 is referred to as “we”, “us” and “our”. Website users are referred to as “you”, “your”, “yourself”, “site member”, “site members”, “Subscriber” and “Advertiser”. Subscribers are Product/or Services Providers and are referred to as “product/service providers”, “product/or service providers”, “Subscriber” and “Subscribers”. Advertisers are Product /or Service Providers and are referred to as “product/service provider”, “product/service providers”, “product/or service providers”, “Advertiser” and “Advertisers”.
What information we collect
We collect information such as your name and contact details and any other information you provide to us when you contact us either by email, telephone and online forms. If you are a Subscriber or Advertiser we will collect information about your Company. We will collect your ACN or ABN, the name and contact details of the person authorised to transact with us and information about your product and services.
Why we collect your information
We collect your information to allow our Product/Service Providers and Advertisers to provide you with further assistance and information relevant to your enquiry. If you are a Subscriber or Advertiser we collect your information for the purpose of providing you with a service and to promote your product and services.
How we collect your information
We will collect information from you when you log in to register as a site member, become a Subscriber, fill in an online form, send us an email, participate in surveys, polls and request information or contact us via telephone.
How we use your information
When you register to become a site member your information may be used to provide you with Newsletters and Alerts and to advise you of our products and services including those of our Subscribers and Advertisers. Some information on this website may only be accessible to registered site members. When you send an email either directly, via a link or contact form to request information from us or our Subscribers and Advertisers, your information will only be passed on to Subscribers or Advertisers relevant to your enquiry to assist you with providing you with their products/or services. If you request information by email directly from our Subscribers or Advertisers we cannot action your enquiry. We encourage you to visit their website to familiarise yourself with their Privacy Policy. If you are a Subscriber or Advertiser we may use your information to promote your products and/or services. When you send an email either directly, via a link to us or contact form you are giving us permission to pass on your information to our Subscribers and/or Advertisers. If you are a Subscriber or Advertiser you are giving us permission to pass on your details to site visitors requesting information on your product and/or services. If you do not wish for your information to be passed on please do not make any enquiry via email or telephone communication, become a site member, Subscriber or Advertiser. If you provide personal information or information about another person, you warrant you have the consent of the other person to disclose such information.
How information is disclosed
We will only disclose your information to the Product/Service Provider or Advertiser relevant to your enquiry. This is generally done automatically by electronic means. We do not sell your information however we do provide your information to our Subscribers and Advertisers for the purpose of providing our services. Your information is disclosed only to the Subscriber or Advertiser to whom you have directed an enquiry unless you advise us otherwise. We will not disclose any personal information to an authority unless we are required to by law.
How information is stored
When you register to become a site member your name, user name and email ID will be stored on the website database. When you fill in an online form, participate in surveys, polls and request information your information may be stored on the website database and on our database. When you send us an email, your information will be stored on the email server and may also be stored on the Product/Service Provider or Advertiser’s email server. Your information may also be stored on our database including the database of the Product/Service Provider or Advertiser.
How information is accessed
When you send an email either directly, via a link or contact form to request information from us or our Subscribers and Advertisers, your information may be accessed by us including the relevant Product/Service Provider or Advertiser.
Accessing and updating your information
If the website has a login area, you can access your personal information by using the user menu which will appear after you have logged in or you can contact us. You can also update your details by contacting us and one of our Administrators will do it for you. In order to keep your information up to date and accurate you may receive email correspondence from us from time to time.
How Information is amended
Once you are a registered site member the user menu will appear. You can change your password or contact us and one of our Administrators will do it for you. You can contact one of our Administrators should you wish to amend any other of your personal information we may have. If you believe we have inaccurate information about you, please contact us at info@homeslandfinance.com and we will have it rectified for you.
Opt Out
You can opt out at any time from any email correspondence we may send you by return of the email with OPT OUT in the subject line and we will action your request.
Other ways information may be collected
Cookies
We may collect other information via cookies. Cookies do not identify you personally and are used to allow you to have a speedier experience on our website and to collect data for statistics. Cookies store information such as your IP address, your browser, the time and date of your visit and the pages you visit. This is used for analytics. Cookies are a data file that reside in your website browser and can be de-activated.
Third Party
When you send an email or use an online form the information you provide may also be automatically forwarded to the provider of the product or service you have selected to enable the Product/Service Provider or Advertiser to assist you further. You should familiarise yourself with their Privacy Policy. Generally when you click on an advertisement you are redirected to the Advertiser’s website or a page where you can view their contact details. If you are redirected to the Advertiser’s website you are leaving our website and we encourage you to familiarise yourself with their Privacy Policy.
Security
We take the security of personal information seriously, however you need to be made aware that the internet including emails can contain viruses and can be compromised. We take no responsibility whatsoever if your computer becomes infected or damaged or you suffer any loss from visiting our website or communicating to us via electronic means.
Links to other sites
We provide links to our other sites in relation to our Products and Services. Our website may also provide links to other sites other than our own. By providing these links we warrant we are not endorsing third party websites or their products/or services.
Contact us
If you have any questions regarding your privacy you can contact us by sending an email to info@homeslandfinance.com

TERMS AND CONDITIONS OF THIS WEBSITE
The terms and conditions of the website homeslandfinance.com are set out herein. Homes Land Finance Training and Development ABN 42 364 252 753 of P.O. Box 589 Werribee VIC 3030 Australia is the owner of the website homeslandfinance.com. Homes Land Finance Training and Development ABN 42 364 252 753 provides Training and Development Workshops and Study Courses, is a service provider and provides services to Builders and their Representatives, Land Developers and their Agents including Real Estate Agents. Homes Land Finance Training and Development ABN 42 364 252 753 also provides services to Advertisers and members of the general public. By entering this website and viewing its content you are agreeing to abide by the terms and conditions of this website. Your use of this website is governed by the terms and conditions of this website. The term “Homes Land Finance Training and Development ABN 42 364 252 753”, “Homes Land Finance Training and Development”, “us” or “we” refers to the owner of the website. The term “you” refers to the user or viewer of the website.
Copyright/Trademarks
The content and material including photos, pictures, written and creative works provided by our Subscribers and Advertisers remain copyright to their respective owners. All content and material including photos, pictures, written and creative works cannot be reproduced without the expressed written permission of Homes Land Finance Training and Development and their respective owners. You may not distribute or commercially exploit any content on this website, nor may you transmit it on any other website. You may not store any content in any other form of electronic retrieval system without the expressed written permission of Homes Land Finance Training and Development.
Links
Our website provides links to other sites. By providing these links we warrant we are not endorsing these websites or their products/or services. homeslandfinance.com contains internal and external links. We have no control over the content on linked sites and we encourage you to make your own decision on the reliability of the information contained on any external web site and to familiarise yourself with their Privacy Policy. We make every effort to maintain accurate links, if you encounter any broken or inaccurate links please advise us by contacting us at info@homeslandfinance.com. When you click on a link you do so at your own risk.
Links to our site
You may link to our site but only to the home page https://www.homeslandfinance.com you may not link to any internal page without the expressed written permission of Homes Land Finance Training and Development. If you link to our homepage you warrant you are not linking us to any website that contains anything that is likely to offend or that which is not of public interest or contravenes any law. You must not imply that we endorse your website, products/or services or mislead any person. Homes Land Finance Training and Development reserves the right to prevent, remove or withdraw consent of any link without notification.
Security
We make every effort to ensure the security of the website to protect it from unauthorised users, however you need to be made aware that the internet including emails and links can contain viruses and can be compromised. We take no responsibility whatsoever if your computer becomes infected or damaged or you suffer any loss from visiting our website or communicating to us via electronic means.
DISCLAIMER
The information contained in this website is for general information purposes only. We are not an Advisory service nor do we provide advice of any nature or in any form. With regards to advertisements information provided on this website may be provided by our Subscribers and Advertisers. Homes Land Finance Training and Development through its website homeslandfinance.com provides services and compiles the information provided to us by our Subscribers and Advertisers to produce articles and banners. We may publish articles written by a variety of authors, any opinions are the views of the author and not that of Homes Land Finance Training and Development. We cannot guarantee that this website is error free. Homes Land Finance Training and Development, its Directors, Employees and Contractors will not be held responsible for any claim, damage or losses incurred as a result of any information accessed or with the use of this website. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics and written works contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection directly or indirectly with the use of this website. Through this website you are able to link to other websites which are not under our control. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Every effort is made to keep the website up and running smoothly. However, Homes Land Finance Training and Development, its Directors, Employees and Contractors take no responsibility for, and will not be liable for, the website being temporarily unavailable due to maintenance or technical issues beyond our control.
House and Land Templates and Advertisements
All photos, pictures, plans and creative works provided on homeslandfinance.com remain copyright to their respective owners, are for illustrative purposes only and may not represent the final product. Measurements may vary from the final contract documentation and should be verified with the Builder’s Representative. Home package price may be based on the lowest priced facade from the Builder’s range unless otherwise noted. Included items may have an allowance amount, all costs should be verified with the Builder’s Representative. Home designs, inclusions, specification, promotion and pricing may be subject to change without notification. Pricing is subject to land availability, Developer’s final approval, Council and Town Planning regulations (whichever is applicable). Home may not necessarily fit the nominated *frontage due to land conditions and regulations. Home package may not be available in some areas due to Builder’s geographic restrictions. Although due care has been taken in the preparation of each Template, Homes Land Finance Training and Development ABN 42 364 252 753, its Directors, Employees and Contractors make no warranty on the accuracy and completeness of information contained herein and will not be held responsible for any damages or losses incurred by any party whatsoever. All information should be verified with the Builder’s Representative. Homes land Finance Training and Development reserves the right to amend the terms and conditions of this website without notification. By visiting this website and viewing its contents you warrant your acceptance of any varied terms and conditions of this website.
Workshops and Training Courses
Workshop content remains the Intellectual Property of Homes Land Finance Training and Development. Workshops and Study Courses are designed to offer insights and awareness. Although due care has been taken in the preparation of the content of Workshops, Homes Land Finance Training and Development ABN 42 364 252 753, its Directors, Employees and Contractors make no warranty on the accuracy and completeness of the content of Workshops and will not be held responsible for any damages or losses incurred by any party whatsoever. Homes Land Finance Training and Development its Directors, Employees and Contractors do not offer advice nor make promise of providing employment to any Workshop participant or that participating and completing the Workshops or Study Courses will provide employment. All Workshops have prerequisites however some exemptions may apply.
Workshops and Training Courses Refund Policy
Homes Land Finance Training and Development reserves the right to reschedule, relocate, postpone or cancel any Workshop if the minimum booking required is not achieved or for any reason beyond their control. Should a Workshop be rescheduled, relocated postponed or cancelled; Participant who has made payment shall be notified as soon as practicable and shall be given the option to the following: in the event of a reschedule: have their enrolment amended and be able to participate at the next scheduled Workshop of same or at another location [numbers permitting]. In the event of relocation: have their enrolment amended and be able to participate at the next scheduled Workshop at the same or at other location [numbers permitting]. In the event of postponement: have their enrolment amended and be able to participate at the next scheduled Workshop of same or at another location [numbers permitting]. In the event of cancellation; have their enrolment amended and be able to participate at the next scheduled Workshop of same or be entitled to a full refund. 
Promotions
20% off Promotion relates to the following Workshops only: Becoming a New Home Consultant Introductory/Advanced [BANHC INT/ADV], Becoming a New Home Consultant Advanced/Bundle [BANHC ADV/BUNDLE:CCP:PHE:MUP], House and Land Packaging [HLP]. Promotion starts 30th September 2017 and ends 30th June 2020. 20% will be discounted from the Retail Price of the Workshop. The discount can only be redeemed once per each Workshop and is not available with any other offer. The discount cannot be redeemed for cash and is not transferable. 

Current Rewards Program 12/01/2020 to 18/12/2020: Refer a Friend and we will reward you with a $100 Gift Card for every friend that enrols, makes a full payment and completes the Workshop: Becoming a New Home Consultant – Introductory/Advanced.

The Referral Form must be fully completed and received by us prior to your friends’ online registration for the nominated Workshop. Only one [1] Referrer per Workshop participant can be nominated on the Referral Form to receive the Gift Card.  You can refer more than one [1] friend however multiple Referral Forms for the same Workshop participant will not be accepted. This offer is current and can be amended or withdrawn at any time. This offer is not valid with any other offer, is not transferable and cannot be redeemed for cash. Gift Cards can be selected from Kmart or Bunnings and are subject to the terms and conditions that appear on the card. Gift Cards will be issued within 7 days of the Workshop completion date. Homes Land Finance Training and Development ABN 42 364 252 753 will not be held responsible for any damaged, lost or stolen cards and will not provide any replacements.

TERMS & CONDITIONS OF FREE TICKET REGISTRATION AND ATTENDANCE AT THE NEW HOMEBUYERS INFORMATION SESSION WYNDHAM 2020
FREE Tickets are issued subject to these terms and conditions of entry. By obtaining a free ticket and/or attending any Homes Land Finance Training and Development event(s) the attendee agrees to comply with these terms and conditions.
CANCELLATIONS
Homes Land Finance Training and Development reserves the right to: cancel/alter scheduled dates for any Homes Land Finance Training and Development event where minimum attendance numbers are not reached or for any other circumstances beyond our control. Change the location of any event, substitute speakers/participators for any event. Should an event be cancelled, Homes Land Finance Training and Development will place a notification on the website www.homeslandfinance.com. It is the attendee’s responsibility to check if any event has been cancelled prior to the date of the event.
CANCELLATIONS BY ATTENDEES
If you are unable to attend a booked event, please notify us by sending an email to info@homeslandfinance.com so we can offer your booking to another person.
CONSUMER DATA POLICY
Whenever we collect personal information from you, we will do so in a lawful and fair way. By attending any Homes Land Finance Training and Development free event you agree to us forwarding your details to our participating Builders, Developers, Lenders and Industry Professionals so as they may contact you to assist you with your new homebuying requirements and offer their products and services. If you do not wish for your personal details to be forwarded to any of our participating Builders, Developers, Lenders or Industry Professionals please send us an email with OPT OUT in the subject line to info@homeslandfinance.com to advise us of this and your details will be removed from the database. Homes Land Finance Training and Development is committed to respect the privacy of attendees personal information provided to us. To find out more about our privacy and collection of data policies please refer to our website www.homeslandfinance.com
IMAGE RELEASE
When you register to attend a Homes Land Finance Training and Development event, you grant Homes Land Finance Training and Development and its participants permission for free use of your image or likeness whether in video or photograph including audio to be used for promotional and or educational and training  purposes. You agree to no entitlement or any royalty or remuneration or any other payment in respect to the use of your image or likeness. You release, discharge and hold harmless Homes Land Finance Training and Development and its participants to any claim whatsoever with regard to anything contained in videos or photographs. If you do not agree to the above image release, please notify us by email to info@homeslandfinance.com
RECORDING
Recording any part of the event including audio or photographs and the printing or distribution thereof is not permitted without prior expressed written permission by Homes Land Finance Training and Development.

REFERRAL FEES
Homes Land Finance Training and Development may receive a referral fee for any purchase you make from any of our participating Builders, Developers, Lenders or Industry Professionals. Should you make a purchase of product or service from any of the participants please refer to their individual referral fee disclosure.

DISCLAIMER
Homes Land Finance Training and Development do not offer advice. Through its events, Homes Land Finance Training and Development provides information provided by its participants such as Builders, Developers, Lenders and Industry Professionals. Any opinions are the views of the Builder, Developer, Lender and or Industry Professional and not that of Homes Land Finance Training and Development.  Homes Land Finance Training and Development, its Directors, Employees and Contractors will not be held responsible for any claim, damage or losses incurred as a result of any action taken by any individual or entity from any information derived from any event. We encourage all attendees to make their own investigations prior to purchasing any product or service and to seek independent legal advice prior to entering into any contractual agreement.
Terms and Conditions are subject to change at any time without notification.
Governing Law
The terms and conditions, disclaimer and privacy policy of this website are governed by the laws of the State of Victoria Australia.